Merchant acquiring
Writing on acceptance, routing, surcharging and the economics of merchant acquiring.
2023
The Future of Fraud Prevention in the Payments Industry
How AI and machine learning spot fraud patterns, lift authorisation rates and cut false declines.
Network Tokenization to Prevent Fraud and Risk: Part I
Why tokenisation is central to a modern payment strategy, from fraud and risk to loyalty and customer experience.
Merchant Surcharging: Considerations for Businesses
Surcharging in card-present and card-not-present environments, the common misconceptions, and both sides of the debate.
Merchant Choice Routing: What is It?
How least-cost routing lets merchants choose the most cost-effective path for each transaction.